Mortgage Loan Officer - Northern Indiana
Company: KeyBank
Location: Syracuse
Posted on: January 25, 2023
Job Description:
Location:
816 S Huntington - Syracuse, Indiana 46567
Job Summary
The Mortgage Loan Officer (MLO) assists clients with the
origination of residential mortgage loans, including providing
analysis and advice to current and prospective clients on home
lending solutions that meet their needs and financial objectives.
The MLO is expected to develop referrals as a means to grow Key's
home lending business and client base. The MLO is expected to meet
or exceed established sales goals while maintaining high standards
of client satisfaction and loan quality.
Responsibilities
- Prospects home lending business to build and develop new client
loan originations and relationships and new originations. This can
include developing internal referral relationships as well as
developing external centers of influence to refer home lending
opportunity
- Originate and process 1-4 family residential real estate
mortgage transactions in accordance with Home Lending process and
product guidelines
- Responsible for gathering documents at the time of registering
a loan and is expected to remain, the primary point of contact for
the client during the duration of the loan process
- This person is to maintain high standards of client
satisfaction and quality, ensure sales/originator systems and
workflows are efficiently controlled.
- Develops and maintains in-depth knowledge of products and
services as well as knowledge of competitors and competitive
products while serving as the subject matter expert within the
market
- Maintains proficiency on sales/originator systems and develop
and maintain efficient workflows
- Keeps informed of trends and developments in the real estate
market and mortgage industry
- Ability to foster internal and external relationships.
- Performs other duties as assigned; duties, responsibilities
and/or activities may change or new ones may be assigned at any
time with or without notice
- Complies with all KeyBank policies and procedures, including
without limitation, acting professionally at all times, conducting
business ethically, avoiding conflicts of interest, and acting in
the best interests of Key's clients and Key.
Education Qualifications
- Bachelor's Degree Business related field or equivalent
experience (preferred)
Experience Qualifications
- 3+ years' Experience as a loan officer in 1st mortgage
production. (preferred)
- 3+ years Working knowledge of FNMA, FHLMC, FHA, VA, TIL
regulations, Equal Credit Opportunity Act, RESPA regulations, local
and state real estate and finance laws (preferred)
Mortgage Loan Officer/Loan Officer (MLO/LO) Classification
Employees in this position are required to comply with all rules
and regulations of The Secure and Fair Enforcement for Mortgage
Licensing Act of 2008 (The SAFE Act). Employees hired or
transferring into this position will need to meet the qualification
requirements, in Key's sole discretion, under Reg. Z, prior to
acting as a loan originator in a consumer credit transaction
secured by a dwelling. Qualification requirements include but are
not limited to an assessment of overall financial responsibility,
character, and general fitness through review of a criminal
background check, credit report, and information about any
administrative, civil, or criminal findings by any government
jurisdiction.
Tactical Skills
- Excellent communication skills both written and verbal
- Demonstrated strong customer service skills
- Proficient in sales and service skills; including
tele-consulting, prospecting, networking and COI relationship
management.
- Strong financial acumen
Personal Skills
- Emotional Intelligence: Describes the concepts and underlying
tenets of emotional intelligence (EI) as a skill and cites examples
as to the impact of EI on business results
Practical Skills
- Business Acumen: Works to understand the business priorities of
internal and external clients and can describe relevant
profitability drivers and considerations
- Oral & Written Communication: Develops a clear, complete
understanding of needs and problems through careful listening,
probing, reflecting, and summarizing; conducts discussions that are
sincere and fully expressed
Core Competencies
- All KeyBank employees are expected to demonstrate Key's Values
and sustain proficiency in identified Leadership Competencies.
Physical Demands
- General Office - Prolonged sitting, ability to communicate face
to face in person or on the phone with teammates and clients,
frequent use of PC/laptop, occasional lifting/pushing/pulling of
backpacks, computer bags up to 10 lbs.
Driving Requirements
- May need to drive to multiple locations in a single day;
ability to operate a motor vehicle with a valid driver's license
required.
KeyCorp is an Equal Opportunity and Affirmative Action Employer
committed to building a diverse, equitable and inclusive culture.
All qualified applicants will receive consideration for employment
without regard to race, color, religion, sex, sexual orientation,
gender identity, national origin, disability, veteran status or
other protected category.
Qualified individuals with disabilities or disabled veterans who
are unable or limited in their ability to apply on this site may
request reasonable accommodations by emailing
HR_Compliance@keybank.com.
Keywords: KeyBank, South Bend , Mortgage Loan Officer - Northern Indiana, Other , Syracuse, Indiana
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